I was hit by a drunk driver several years ago and I had to find out the hard way how the auto insurance companies work.

The accident was in no way my fault but I was hurt, though nothing was broken. If you don’t know what soft tissue damage is, I suggest you do some research. It is a very real thing!

My car insurance company only covered a small amount of expenses and according to Kansas law that was all they had to do since the other driver had insurance. However, it took years before the other insurance company would settle or finally go to trial.

In the end, the trial didn’t not go well for me due to the thing we were and were not allowed to use in court which was completely unfair if you ask me. I also got another insurance company after looking at many other auto insurance quotes.