I was going through some boxes in my basement the other day, when I found the papers from my very first individual medical insurance plan. It seemed like so long ago and so many things have changed since then. I wondered if this particular company was even around anymore.

The papers stated that I was covered for personal accident insurance. I had some pretty good coverage back then for a single young girl fresh out of college. If only coverage were as cheap today as it was back then. But, now I have a whole family to insure.

It is important for us as a family to have vision insurance, and I am pretty sure that this is something that was not even offered back then. We all wear eyeglasses and I have a history of eye diseases in my family. I never know when one of these may strike me or one of my children. Thank goodness that we have the coverage we need.